vintage bank building

Compare IRA Accounts

Account TypeIRA Statement SavingsIRA Certificate of Deposit

Account Type


Opening Deposit

IRA Statement Savings


$10.00

IRA Certificate of Deposit


$1,000.00

Account Type


Monthly Service Fee

IRA Statement Savings


$3 or $0

Fee is $0 if the account maintains an average daily balance per statement cycle of $10

IRA Certificate of Deposit


$0

Account Type


Interest Bearing

IRA Statement Savings


Yes

$10 minimum average daily balance required per statement cycle to earn interest. Interest is calculated daily and credited quarterly.

IRA Certificate of Deposit


Yes

$1,000 minimum average daily balance required per statement cycle to earn interest. Interest is calculated daily and credited monthly.

Account Type


Features

IRA Statement Savings


  • Includes Online Banking and Mobile Banking access
  • No term, no penalty for early withdrawal (IRS penalties may apply.)
  • Variable interest rate
  • Deposits may be made at any time. (IRS rules apply)
  • IRA Certificate of Deposit


  • Includes Online Banking and Mobile Banking access
  • Fixed rate during the term of the certificate
  • Interest rates set by BayVanguard Bank are subject to change.

    All accounts subject to qualification requirements and must agree to Terms and Conditions.

    Contact Us

    Email:
    support@bayvanguard.com *Please DO NOT send personal/confidential information via email.  Non-public personal and account information such as Account Numbers, Passwords, PINs, and Social Security Numbers should not be sent through email.
    Phone:
    410-477-5000 Toll-Free: 1-844-301-1880
    Fax:
    410-477-1020
    Address:
    7114 North Point Road Baltimore, MD  21219
    Telephone Banking:
    1-855-757-8314
    BayVanguard Routing Number:
    252071159

    Search Our Site

    Shareholder Information

    Copyright BayVanguard Bank. All Rights Reserved.

    Privacy Policy | Online Privacy PolicyTerms of Use | 2023 Proxy Statement & Annual Report | Press Releases | Symbol “BVFL” | Facebook link |  LinkedIn link

    Logo FDIC Logo Equal Housing Lenders