All offices will be closing at noon Tuesday, December 24th and 31st and will be closed Wednesday, December 25th and January 1st in observance of the holidays. ATMs and digital banking are always available 24/7.

There continues to be a rise in fraud and scams. Please be vigilant and familiarize yourself with the common schemes found on our Resources page. If you have any questions or concerns, please call or visit your nearest branch.

Clip board with print out of certificate of deposit

Certificate of Deposit

Maximize your earnings with a safe and secure investment in a BayVanguard Bank fixed term Certificate of Deposit. We offer competitive rates and your funds are insured by the FDIC to the maximum allowable limit.

A minimum deposit of $1,000.00 is required to open and credit interest. The following conditions apply:

Interest is compounded daily and credited monthly
Terms from 4 to 60 months available with automatic renewal
Interest is at a fixed rate during the term of the certificate
36 month Bump-Up with 1 bump-up interest rate permitted during the term
We may impose a penalty if the principal is withdrawn prior to maturity

Contact Us

Email:
support@bayvanguard.com *Please DO NOT send personal/confidential information via email. Non-public personal and account information such as Account Numbers, Passwords, PINs, and Social Security Numbers should not be sent through email.

Phone:
410-477-5000 Toll-Free: 1-844-301-1880

Fax:
410-477-1020

Address:
7114 North Point Road Baltimore, MD 21219

Telephone Banking:
1-855-757-8314

BayVanguard Routing Number:
252071159

Additional Links

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Lost or Stolen!

In case of a lost or stolen debit card, call us at 410-477-5000 during regular business hours. Please call 1-844-202-5333 during non-banking hours.

Shareholder Information

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Certificate of Deposit