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Effective 4/1/2024
See individual account Truth in Savings Disclosures for account-specific fees and limitations. See the Terms & Conditions of Your Account, Terms and Conditions Overdraft Addendum and Electronic Funds Transfer, Your Rights and Responsibilities that apply to deposit accounts and services. We reserve the fight to collect the following fees:
General | |
Account Reconciliation (per hour) | $20.00 |
Account Research (per hour) | $25.00 |
Account Research 12 months or older (per hour) | $40.00 |
Attachments/Tax Levy/Garnishment | $150.00 |
ATM/Debit Card Replacement | $10.00 |
ATM/Debit International Surcharge | Varies |
ATM Transactions at Non-BayVanguard ATMs (Foreign ATM)* | |
ATM Withdrawals | $1.25 |
ATM Funds Transfers | $1.25 |
ATM Balance Inquiries | FREE |
* This Interchange fee is charged by BayVanguard Bank and is in addition to any surcharge charged by the foreign ATM owner/operator. BayVanguard Bank will waive the first 5 foreign ATM Interchange fees per statement cycle. | |
Cashier Check (1 check free per day) | $6.00 |
Check Printing | Vaires per style of check |
Dormant/Inactive Account (per quarter) | $2.50 |
Duplicate Tax Form | $5.00 |
Early Closure (account open less than 180 days) | $15.00 |
Fax Service (first page) | $2.00 |
Fax Service (each additional page) | $1.00 |
IRA Account External Transfer Fee | $25.00 |
Money Orders ($500.00 max amount per money order) | $2.00 |
Non-Customer Check Cashing (drawn on us) | $5.00 |
Notary Public for Customer | FREE |
Notary Public for Non-Customer, per page | $2.00 |
Photocopies | $0.50 |
Photocopy of Paid Check (per check) | $5.00 |
Photocopy of Paid Check (greater than 25 months) | $7.50 |
Stop Payment | $30.00 |
Telephone Transfer (per occurence) | $5.00 |
Unscheduled Statement(s) | $5.00 |
Wire In (Domestic) | $15.00 |
Wire Out (Dosmetic) | $25.00 |
Wire In (International) | $50.00 |
Wire Out (International) | $50.00 |
Returned or Paid1 or OD2, per item | $32.00 |
1. Nonsufficient Funds (NSF) – An item drafted by you, such as a check, debit card transaction, automated clearing house (ACH) or other preauthorized transfer is returned unpaid when your account does not have enough money based on the available balance. | |
2. Overdraft (OD) – An item drafted by you, such as a check, debit card transaction, automated clearing house (ACH) or other preauthorized transaction is paid, even when your account does not have enough money based on the available balance. | |
-. NSF and Overdraft fees are not charged for any item $10.00 or less or if the negative available balance after the item is paid is less than $10.00. | |
- Maximum limit of 4 NSF and/or OD fees, which equals $128.00, per business day | |
Overdraft Protection Sweep Transfer (per occourence) | $5.00 |
Returned Deposited Check* | $15.00 |
* Returned Deposited Check - A check deposited by you drawn on another bank that is returned unpaid for any reason | |
Special Collections | Varies |
To Learn more about overdrafts, see the Terms & Conditions Overdraft Addendum | |
Safe Deposit Box Fees | |
Box Size | Annual Fee |
2x5 | $30.00 |
3x5 | $40.00 |
5x5 | $60.00 |
2x10 | $65.00 |
3x10 | $70.00 |
5x10 | $90.00 |
6x10 | $90.00 |
7x10 | $90.00 |
Cupboard | $150.00 |
10x10 | $170.00 |
Late Payment | $5.00 |
Box Boring/Drill Box/Lost Both Keys | $200.00 |
Lock Change/Lost 1 Key | $65.00 |
In case of a lost or stolen debit card, call us at 410-477-5000 during regular business hours. Please call 1-844-202-5333 during non-banking hours.
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