Consumer Internet Banking

Business Internet Banking

Non-interest Checking (T/A, Non-profits)

A minimum deposit of $100.00 is required to open. The following conditions apply:

  • No minimum balance and no monthly maintenance fee
  • Non-interest bearing account
  • No per check fee
  • Free internet banking / bill pay optional for $4.95 per month
  • Overdraft protection available
  • An image of your cancelled checks is returned to you with your monthly statement
See the Fee Schedule for other fees that may apply. Fees may change subject to a 30 day notice to accountholders. Please read the following disclosures prior to opening an account:

Truth in Savings Statement | ATM cardholder AgreementElectronic Funds Transfer Policy |Funds Availability Policy | Internet Banking Access Agreement |Deposit Account Agreement

Personal Free Checking Money MarketStatement Savings | Certificates of Deposit |  Personal Interest CheckingCommercial Checking | IRAsIRA Certificate of Deposit IOLTA Business Interest Checking |Business CheckingEducation Savings Account | Small Business Checking

©2018 BayVanguard. All Rights Reserved.