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Loan Rates

Effective 05/21/2018
(Rates quoted are for 20% down, APR=Annual Percentage Rate, Maximum Loan $500,000, Rate Chart based on a loan amount of $150,000. Rates can differ from the chart based on detrimental credit information reported on credit applicants.)

Purchase/Refinance

Term  Interest Rate  Points APR Monthly P&I Payment per $1,000 borrowed
30 Yr 4.650% 0.000% 4.738% $5.16
  4.400% 1.000% 4.572% $5.01
  4.150% 2.000% 4.405% $4.86
20 Yr 4.100% 0.000% 4.195% $6.11
15 Yr  4.000% 0.000% 4.121% $7.40

 

Jumbo Loans (greater than $500,000)

Term Interest Rate  Point APR Monthly P&I Payment per $1,000 borrowed
30 Yr 4.650% 0.000% 4.738% $5.16

Construction Loans

Term Interest Rate  Points APR Monthly P&I Payment per $1,000 borrowed
Construction Only 1 yr 6.375% 0.500% 10.854% interest only $6.24
Const/Perm 30 Yr 4.650% 0.500% 4.852% $5.16
Const/Perm 20 Yr 4.100% 0.500% 4.348% $6.11
Const/Perm 15 Yr 4.000% 0.500% 4.316% $7.40

Lot Loans
Term Interest Rate  Points APR Monthly P&I Payment per $1,000 borrowed
10 Yr 7.500% 0.500% 7.826% $11.87

Home Equity
Term Interest Rate  Points APR Monthly P&I Payment per $1,000 borrowed
Open End, Variable rate (Prime - 1/4%) 4.500% 0.000% 4.500% Variable
15 Yr 5.000% 0.000% 5.000% $7.91
10 Yr 4.750% 0.000% 4.750% $10.48
5 Yr 4.500% 0.000% 4.500% $18.64

Auto Loans and Mobile Home Loans
Please call Jamie Gerber
410-477-5000 Ext. 33
NMLS# 466659


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