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Christmas Club Account

A minimum deposit of $5.00 is required to open a Christmas Club account. The following conditions apply:
  • Interest compounded daily and credited quarterly
  • $250.00 minimum balance by September 30th to avoid the $3.00 maintenance fee
  • Checks mailed the 1st of October
  • Minimum balance to earn interest is $5.00
  • Early closeout penalty $20.00
  • Variable interest rate

Call 410-477-5000 for current interest rates. The following conditions apply:

See the Fee Schedule for other fees that may apply. Fees may change subject to a 30 day notice to accountholders. Please read the following disclosures prior to opening an account:

Truth in Savings Statement | ATM cardholder AgreementElectronic Funds Transfer Policy |Funds Availability PolicyInternet Banking Access Agreement |Deposit Account Agreement

Personal Free Checking Money MarketPersonal Interest Checking | Statement Savings | Certificates of Deposit |  Business CheckingCommercial Checking | IRAsIRA Certificate of DepositEducation Savings Account

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