Bay-Vanguard Federal Savings Bank

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A minimum deposit of $500.00 is required to open. The following conditions apply:

Average daily available balance of $3.000.00 is required to avoid the $15.00 monthly maintenance fee
Non-interest bearing account
Free internet banking / bill pay optional for $4.95 per month
50 free transactions per statement cycle (includes credits, debits, deposits, and checks paid)
Over 50 transactions per statement - an excess item fee of 25 cents is applied per transaction
No charge for checks deposited
Miscellaneous fees apply. Refer to our current fee schedule
Overdraft protection available
An image of your cancelled checks is returned to you with your monthly statement

See the Rate Schedule for current interest rates.

See the Fee Schedule for other fees that may apply. Fees may change subject to a 30 day notice to accountholders. Please read the following disclosures prior to opening an account: